If you fell for this you bear some of the blame. But not all. Most of that goes to...well...watch this video. It explains it better than I can.
My bank, Wamu, with whom I bank and have/had my mortgage (we refi'ed last week with another lender) is now Chase. And Wamu's current CEO is getting his $18 million in severance. I'm going to his house to piss on his plants...